Terms of Service

Last updated: May 2026

1. Agreement to Terms

By accessing or using the services provided by Axiom Digital Systems Ltd, including our website and applications, you agree to be bound by these Terms. If you do not agree to these terms, you may not access or use our services.

2. Proprietary Rights

The Service, including the Modo Insight software, its code, design, and associated intellectual property, are and will remain the exclusive property of Axiom Digital Systems Ltd (Co. 17031903) and its licensors. You may not reproduce, modify, or distribute any part of the service without our express written consent.

3. Service Availability and Accuracy

We provide our services on an "as is" and "as available" basis. While we strive for accuracy, Axiom Digital Systems Ltd does not guarantee the accuracy, completeness, or reliability of any financial insights provided by our tools.

4. Liability Cap

To the fullest extent permitted by the laws of England and Wales, Axiom Digital Systems Ltd shall not be liable for any indirect, incidental, special, or consequential damages, including loss of profits or data, resulting from your use of our services.

5. Right to Revoke

You have the absolute right to revoke our access to your banking data at any time. You can disconnect your bank directly within the Modo Insight app via the "Manage Connections" screen, or by contacting our support team. Upon revocation, we will cease pulling new data and initiate a complete purge of your existing financial data within our 72-hour regulatory window.

6. Termination

We reserve the right to suspend or terminate access to our services, including the Modo Insight app, for any user at our sole discretion, including for suspicious activity, potential security threats, or breach of these Terms.

7. Governing Law

These Terms shall be governed and construed in accordance with the laws of England and Wales. You agree that the courts of England shall have exclusive jurisdiction over any dispute.

8. Complaints & Contact

We are committed to resolving any concerns you have about Modo Insight quickly and fairly. If you have a complaint or a general inquiry, please reach out to us:

Regulated complaints are handled in accordance with FCA standards (acknowledged within 5 business days, resolved within 15). You may refer unresolved complaints to the Financial Ombudsman Service.